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Welcome to Housing Opportunities of

Northern Kentucky


Since 1991, Housing Opportunities of Northern Kentucky has helped members of the Northern Kentucky community to realize the American dream of homeownership by providing affordable housing solutions to deserving families and individuals, allowing them to reconstruct their lives by building their futures on a solid foundation of faith, education, and support.

With the help of our numerous volunteers, corporate and community partners throughout the Northern Kentucky region, we continue to fulfill our mission of changing lives, strengthening neighborhoods and building hope, one home and one family at a time. To help us achieve 20 more years, click here.

Our Four Major Activities



Housing Opportunities of Northern Kentucky rehabilitates existing housing stock and constructs new housing for very low, low and moderate income working families.

Affordable Housing Management

Housing Opportunities of Northern Kentucky is a lease-purchase model of homeownership. HONK performs primary maintenance tasks to ensure the quality and security of the dwelling.  In preparation for ownership, residents are asked to do routine homeowner tasks such as shoveling snow, mowing lawns, etc.


Once clients are accepted into our program, the staff of Housing Opportunities of Northern Kentucky provides individual and group homeowner, budget and credit counseling.  Additionally, HONK staff recommends and provides necessary resources for other social services as the client-families present such needs.  As the prospective homeowner approaches purchase, HONK’s staff provides, either directly or indirectly, mortgage and finance counseling.

Volunteer Opportunities

Housing Opportunities of Northern Kentucky provides for and coordinates volunteer and community service opportunities to area church, school and civic organizations.  In calendar 2006, HONK volunteers logged more than 12,000 volunteer hours.

HONK to rehab 934 Hamlet Click here for house plans.

HONK celebrates 2 rehabbed homes - WKRC Channel 12

Community News 

NKY.com - Click for more info

Fox19 - Click for more info

HONK Spring 2013 Newsletter

HONK celebrates new homeowner

See the Channel 9 story on YouTube

Blessed Sacrament Church Blitz Weekend

Blessed Sacrament Church held their annual Blitz Weekend at HONK. Got lots of work done!! THANKS to everyone.

Meet Our Newest Home Owner


Click to enlarge

"Vacant Covington homes undergo rehab" Article in Cincinnati Enquirer features HONK

HONK, CGN and City of Covington partner to create homeownership opportunities

HONK & NKY HBA Team-UP for "House of Service" Blitz Build, Click Here for Story, Photos and Plans

Northern Kentucky Consortium Home Rehabilitation Helps Family Become Newport’s Newest Homeowner- The rehabilitation of the 430 West 8th Street home has created an affordable home ownership opportunity for a family in need. Click Here for More

Homeowner Story

HONK Lease-to-Own Program Helps Family Become Covington’s Newest Homeowner

Carlos Calimeno is the newest HONK homeowner. Carlos purchased his 4 bedroom home in the Mainstrasse Village of Covington on January 21st, after successfully completing HONK’s lease purchase program. More..





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502 Fry St. Covington, KY 41011









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